Builds your Perfect Wallet
Keyy analyses 600+ cards against your real spending and recommends the precise set that maximises every rupee.
back on everyday
spends
change in user
behaviour
off on joining fees of
any credit card issued
Download
Keyy
The uncomfortable truth
You're not the problem. The system is.
Convenient. Universal. Unrewarding.
From a quick scan and a card swipe to a crisp note, this is how most Indians pay every day. But every transaction delivers convenience with almost no return, creating value for the system, not for the user.
High Rewarding - only if you decode them.
Credit cards promise rewards, but only to those who can crack their complexity. Between hidden conditions, confusing structures, and marketing gimmicks, most people never unlock their real value.
Keyy flips that system in your favour.
WHAT KEYY DOES
Keyy analyses 600+ cards against your real spending and recommends the precise set that maximises every rupee.
Most people pick cards offered by banks, or assumptions, or promoted by influencers, but with 800+ cards and complex T&Cs, finding the right set of cards to truly maximise benefits is nearly impossible.
At checkout, online or offline - Keyy auto-selects the card that pays back the most for that exact transaction.
Most people pick cards offered by banks, or assumptions, or promoted by influencers, but with 800+ cards and complex T&Cs, finding the right set of cards to truly maximise benefits is nearly impossible.
Tracks expiring points, milestone gaps, and bonus windows so you redeem at peak value - never at default.
Most people pick cards offered by banks, or assumptions, or promoted by influencers, but with 800+ cards and complex T&Cs, finding the right set of cards to truly maximise benefits is nearly impossible.
The more you refer, the more you unlock. Move up tiers and
access
better rewards, higher limits, and smarter benefits.
| Elite Benefits by Tier |
FOYER
|
ATRIUM
|
VAULT
|
|---|---|---|---|
| Upon Sign Up | After 4 Referrals | After 8 Referrals | |
| Cashback on every Credit card issued through keyy app | 250 | 450 | 1200 |
| Utility Bill Payments (Keyys) On every transaction | 3% | 7% | 15% |
| LLM Limit (Every 24 hours) | 3 Messages | 5 Messages | 7 Messages |
| Card Selection (Daily Limit) | 1 | 2 | 4 |
| Gift Card | Basic Discounts | Basic Discounts | Higher Discounts |
| Unlock LLM & Card Selection (for unlimited time) | 5 Referrals | 6 Referrals | 2 Referrals |
Keyy is
Built to protect your money while
multiplying its value.
Cable TV
Broadband
Mobile Recharge
Electricity Bill
Credit Card
Rental
DTH
Water
Education Fees
e-Challan
Cable TV
Broadband
Mobile Recharge
Electricity Bill
Credit Card
Rental
DTH
Water
Education Fees
e-Challan